Pay Pal is a very accepted online payment system. It permits to connect credit and debit cards so that when someone is shopping online, there is no need to re-submit the information all the time. You can also connect your bank account to send and receive money easily. Making a Pay Pal account is free of charge, and confirmation takes a few minutes only. Creation of an account can be done from Pay Pal web page or via its app. Pay Pal app can be installed easily from device’s app store. You can sign up for account creation process by clicking “Sign up for free”. Then you can enter your e-mail address and set a strong password so that nobody else can have access to your financial information. Enter your personal information which is required. Next, you'll be encouraged to enter your credit or debit card. This is not obligatory, and you should read all the terms watchfully before applying.
To prove your identity, you must provide additional information to verify Pay Pal account. This provides possible clients more assurance in your legality and meets the requirements of Pay Pal's Seller Protection. Verifying your account also removes account limits and allows you to transfer money to your Pay Pal account and other linked accounts. Verification of account can only be done with a bank account. Following are the steps which help in verifying your Pay Pal account:
- Register your Pay Pal account: For the verification of Pay Pal account, you need to enter a valid bank account. Even if your Pay Pal says to enter a credit/debit card and your outline is incomplete without one, do not enter a credit/debit card. For verification of Pay Pal account without a bank account, the only way is to ask for the Pay Pal Extra MasterCard.
- Select the Wallet option which is present at the top of your Account page.
- Select the bank by ticking the "Link a bank" option: Select your bank from the recorded institutions or if your bank is not recorded then select the option “I have a different bank.”
- Provide your online username information: If your institution is listed then chose from the option, then it will ask you to provide your online username and password. You will now be able to enter your online banking username and password to directly connect your account. This is all you have to do to confirm your account. If your bank is not listed, continue reading.
- Link your account manually: If your bank is not listed in the given options then you can link your account by entering information manually by selecting the account type from savings or checking account. Enter the related information and find the account number and routing number. The routing number is written on the bottom-left side of the front of the cheque. The account number is written to the right of the routing number. Mention each digit, be it any zeros. After finishing, select the “agree and link” option. You need to provide bank account from a genuine, physical bank as eTrade or NetSpend are no longer acceptable.
- Verification deposits in your account: After entering your bank information, you have to wait for confirmation deposits which will be made by Pay Pal into your account. These deposits would make up to around $1. It will take 3 to 4 days to show deposits in your account.
- Fill the verification form: You can make note of the value of the deposits then enter the value in the confirmation form. If you had stopped using the site, you can enter the amounts by signing in and selecting the button again.
- Final call: After completing all the requirements, you have to attend a phone call. Pay Pal will call on the number you mentioned when you made the account. You have to answer a few questions to verify yourself` and place. After this process, your account will be verified.
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